Habitat for Humanity of Burlington County and Greater Trenton-Princeton works in partnership with people from all walks of life to build homes, communities and hope. We sell homes to low- moderate income families and offer 0% interest loans with no down payment required. Habitat homeowners make monthly mortgage payments that don’t exceed 30% of their gross monthly income.
Habitat homeowners work hard to create a permanent solution to their housing struggles. Each Habitat partner family must complete 250 to 400 hours of “sweat equity” to build their home and the homes of other Habitat families, work in our ReStore, and attend Homeowner Education classes, meetings, and special events. Sweat equity can be done during the week, in the evenings and on the weekends.
At Habitat Burlington County & Greater Trenton-Princeton, we know that home ownership plays a critical role in breaking the cycle of poverty.
Qualified families must show that...
You have a Need for Housing.
You are Willing to Partner with Habitat for Humanity.
You are able to pay for a Habitat mortgage.
Income Guidelines for Burlington County
Family
Size
Minimum
(30%)
Maximum
(80%)
$18,950
$50,500
1 Person
2 Person
3 Person
$57,700
$21,650
4 Person
$64,900
5 Person
$34,350
$72,100
6 Person
7 Person
$77,900
$27,050
8 Person
$83,650
$30,170
$34,590
$89,450
$39,010
$43,430
$95,200
Income Guidelines for Mercer County
Family
Size
Minimum
(30%)
Maximum
(80%)
$22,250
$52,850
1 Person
2 Person
3 Person
$60,400
$25,400
4 Person
$67,950
5 Person
$28,600
$75,500
6 Person
7 Person
$81,550
$31,750
8 Person
$87,600
$34,300
$36,850
$93,650
$39,400
$43,430
$99,700
Other Qualifications
You have NOT declared bankruptcy within the past two years. If you have declared bankruptcy, it has been discharged over two years ago.
You have NOT been foreclosed upon within the past two years.
You have NOT been evicted within the past two years.
You do NOT have an excessive amount of debt or bills in collections.
You have a stable source of income that you do not expect to end within the next 3 years.
You have a credit score of 550 or higher.
You are willing to partner with Habitat for Humanity Burlington County by volunteering up to 400 hours of my time working on the construction site, participating in home owner preparation classes, attending meetings and events, and other activities as agreed upon.
Submit the application, along with an application fee of $25 per applicant, via postal mail or drop off to the offices (530 Route 38 East, Maple Shade, NJ 08052) to the attention of Taquana Wright.
To apply for any of the available properties through the Affordable Homeownership Program, print and complete an application ASAP.
Apply as soon as you can! These houses will go quickly!
